Business funding up to $5M, built for speed.
Apply in minutes. Get funds as soon as 24 hours later.
5K+
businesses funded
Trusted by Businesses Across America
Move the slider to match your monthly revenue and get an instant estimate. No credit pull, no commitment, no
paperwork.
Typical approval time: Under 24 hours.
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Your Monthly Revenue
$15,000-$30,000
Your Funding estimate
Estimated approval time
22 hours
The Right Funding for Every Business
See How Much You Qualify For
Six flexible products designed to match where your business is today and where it’s headed tomorrow.
Merchant Cash Advance
Get capital now, repay as you earn. Tied to your daily sales so payments flex with your business.
- $50K - $500K
- As fast as 24 hours
Business Term Loan
A lump sum with fixed payments and a clear payoff date. Great for big moves and planned investments.
- $100K - $5M
- 1-7 years
Line of Credit
Draw only what you need, when you need it. Repay and reuse on your schedule.
- $50K - $250K
Equipment Financing
Stop waiting to afford the tools your business needs. The equipment secures the loan.
- $50K - $2M
Invoice Factoring
Your invoices are assets. Convert outstanding receivables into cash today instead of waiting 30-90 days.
- Based on invoice value
Working Capital Loan
Cover payroll, inventory, or overhead without skipping a beat. Built for day-to-day business needs.
- $50K - $500K
- 3-18 months
Why Businesses Choose AFA
01
Secure & Trusted
Your data is protected with bank-level encryption from the moment you apply. What you share with us stays with us.
02
Simple Process
One short form, no stacks of documents, no back-and-forth. From application to funded in as little as one business day.
03
No Hard Credit Pulls
Check your eligibility and explore your options without it showing up on your credit report. Zero impact, full transparency.
Three Steps. One Business Day.
1. Apply
Fill out one short form online. It takes minutes and will not affect your credit score.
2. Get Approved
Our technology evaluates your application fast. Most decisions come back within a few hours.
3. Get Funded
Sign your agreement and your capital hits your account. Same day in most cases.
Proven Results. Real Impact.
What Our Clients Say
Real business owners trust us to deliver fast, reliable funding when it matters most. Here’s how we’ve helped companies grow, stabilize cash flow, and seize new opportunities with confidence.
“American Funding Association’s inventory financing allowed us to stock up for the holiday season without straining our cash flow. Sales increased 40% that quarter.”
Jennifer Chen CEO, Chen Distribution
“When our biggest customer placed a massive order, we needed purchase order financing fast. American Funding Association delivered exactly what we needed in 48 hours.”
Marcus Williams Operations Manager, Williams Supply Co
“Invoice factoring through American Funding Association solved our cash flow challenges. We can now pay suppliers on time and take advantage of early payment discounts.”
Lisa Rodriguez Financial Director, Rodriguez Wholesale
Frequently Asked Questions
What are the requirements for funding?
Our simple requirements are: 6+ months in business, $20,000 monthly revenue or $240,000 annually, and a 500+ FICO Score.
How quickly can I receive funding?
Unlike banks that can take weeks or months, we can get you funded in as little as 24 hours after approval.
How much funding can I receive?
We offer funding from $50,000 to $5 million, depending on your business needs and qualifications.
Is the application process secure?
Yes, we use a safe and secured 1-page application process to protect your information and streamline the funding process.
What makes you different from banks?
As a direct funder, we can provide working capital quickly and easily, unlike banks which can take weeks or months to process applications.
Ready to Get Started?
Get pre-qualified in minutes. Receive your funding as soon as tomorrow.
